5 Tips on How to Protect Valuables in Your Home

Here are some steps you can take to protect the valuables in your home. Below are five tips you can use to keep your most precious items safe from theft and harm.

1. Get a fireproof safe.

To protect valuables and important documents kept in your home, invest in a fireproof safe. If possible, choose a model that can be bolted to the floor to prevent the easy removal of the safe from your home.

2. Lock your doors.

Leaving your doors unlocked makes your home an easy target for thieves. Always keep your doors secured with deadbolt locks, especially when you won't be at home.

3. Install an alarm system.

Even if your doors are locked, some thieves will still attempt to break into your home. To deter them further, consider installing an alarm system in your home. Many of the systems available today offer the option of connecting the system with the police department so that they will be alerted as soon as a break-in occurs. You can also discourage robberies by installing exterior lights with motion detectors, as well as by setting timers on some of the lights inside your home so that they will be lit even when you aren't there.

4. Take inventory of your possessions.

Even when you take all of the necessary precautions, thefts and damage may still occur. Unfortunately, it may be difficult for you to remember all of your missing or damaged items in the wake of an incident. To make home insurance claims and/or property recovery easier, consider creating a comprehensive list of all of the items inside your home.

5. Review your insurance policy.

To ensure that you will be able to recover the full value of your items if they are taken or destroyed, review your homeowners or renters insurance policy carefully to make sure that it covers the “replacement cost” of lost items, as opposed to their “actual cash value,” which will be much less.

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